Bank of America, JPMorgan Chase, Wells Fargo, Citigroup, and Ally Financial continue to commit mortgage servicing and foreclosure abuses after agreeing to a $26 billion national settlement last year, suggests a new survey from the California Reinvestment Coalition. The poll of housing counselors and attorneys also indicates that the big banks are violating consumer protection provisions under the California Homeowner Bill of Rights. The banks are still pursuing foreclosures against borrowers who have applied for loan modifications and have failed to provide distressed borrowers with well-informed single points of contact. The advocacy group also found problems with timelines for responding to and making decisions on loan mod applications. "Unfortunately, the survey's findings are consistent with much of what I've heard as I've traveled the nation in the past year talking with housing counselors and other professionals," Joseph A. Smith Jr., the government-appointed monitor for the settlement, acknowledged in an email.