The State of Lending: America's Household Balance Sheet

Published: December 12, 2012

This chapter in the State of Lending report series describes the overall financial status of U.S. households today--their income, spending, debts, and wealth. It tells the story of financial challenges that consumers have faced in the past decade, and how these have made Americans more vulnerable to predatory lending. It also describes how household financial health is central to our nation's economic well-being.

Overview [Video]

CRL Research Director M William Sermons covers the key findings of the "America's Household Balance Sheet" chapter of our report The State of Lending in America and its Impact on U.S. Households.



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State of Lending Articles

Immediate Costs of Predatory Financial Practices Are Steep, But They Are Just the Tip of the Iceberg by Mike Calhoun
Huffington Post, July 2, 2015

State of Lending Visualized

Visualizing the state of lending

Visual resources illustrating some of the findings from the State of Lending research

Visualizing the State of Lending

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