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Displaying results 1 - 10 of 100 items found.

1. Car Title Loan Resources for Consumers

(Web Page; Mon Aug 30 13:32:00 CDT 2010)

Don't Lose Your Car To A Title Lender Car title loans are short-term loans with interest rates up to 300%. While these loans are marketed as one-time, emergency loans, in reality they often trap borrowers in a vicious cycle of de...

Description: cash needs, but these triple-digit interest loans put many Americans on a treadmill of debt. Don't Lose Your Car To A Title Lender. Car title loans are marketed as small emergency loans, but in reality they put at high risk an asset that is essential to the well-being of working families -- their vehicle.

2. Auto Title Loans and the Law

(Web Page; Wed May 26 13:46:00 CDT 2010)

This brochure was developed and published by the South Carolina Appleseed Legal Justice Center. Looking For A Title Loan? Watch this video before you take out such a high-interest and abusive loan. What is an Auto Title Loan? An Auto ...

3. What Are Car Title Loans?

(Web Page; Wed May 26 11:06:00 CDT 2010)

Like payday loans, car title loans are marketed as small emergency loans, but in reality these loans trap borrowers in a cycle of debt. A typical car title loan has a triple-digit annual interest rate, requires repayment within one m...

Description: This short video explains the dangers of car title loans and how to get out of one.

4. Signs of a Predatory Car Title Loan

(Web Page; Mon Jul 12 14:20:00 CDT 2010)

Signs of a Predatory Car Title Loan If you're strapped for cash, you may be tempted to respond to lenders who market "car title lending"-- loans that require you to risk losing your car. Before you or your family sign away your...

Description: If you're strapped for cash, you may be tempted to respond to lenders who market "car title lending"-- loans that require you to risk losing your car. Before you or your family sign away your transportation, check out these four signs of a predatory car title loan. You'll see why most car title loans are just a financial wreck waiting to happen.

5. Car Title Loans and Yet Another Study

(Web Page; Fri Aug 20 15:19:00 CDT 2010)

In Virginia, a seven-member legislative panel tasked with recommending ways to regulate the car title loan industry decided in June to continue studying the matter. The panel is slated to meet again in September. The state caps interest ...

6. Missouri Lenders Find Ways to Avoid Title-Loan Regulations

(Web Page; Mon Aug 02 16:21:00 CDT 2010)

Borrowers in Missouri are falling prey to unscrupulous lenders that avoid restrictions by classifying what seem to be title loans as different types of consumer loans that are less strictly regulated. Legislation was created in the state...

7. Auto Title Loans Carry High Interest

(Web Page; Fri Aug 20 13:38:00 CDT 2010)

Car-title loans are relatively common in the southern United States, but their reach is spreading across the rest of the nation. Many of the loans -- which require customers to pledge a personal vehicle as collateral against a loan for u...

8. Auto Title Loan Ban Expected to Affect Local Businesses

(Web Page; Mon May 24 11:15:00 CDT 2010)

Five of the 12 payday lending operations in Janesville, Wis., offer auto title loans and will be affected by Gov. Jim Doyle's recent ban on the products. The governor used a partial veto to remove 33 words from the bill so that it read, ...

9. Car Title Loans and Another Assembly Study

(Web Page; Wed Aug 25 14:25:00 CDT 2010)

Virginia, like many other states, limits the interest that can be imposed on consumer loans. That 36-percent ceiling does not apply, however, to car title loans -- which, despite their predatory nature, are essentially unregulated in the...

10. Proposed Regulations for Car-Title Loans Draw Fire

(Web Page; Mon Aug 30 10:36:00 CDT 2010)

Firing back at car-title lenders in Virginia, who say proposed rules will unfairly penalize them, consumer groups contend that the new regulations would protect consumers from drowning in debt and losing ownership of their personal vehic...