CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike.
- Prepayment Penalties Convey No Interest Rate Benefits on Subprime Mortgages
Published: Jan 13 2005 Issue: Mortgage Lending
Report concludes that prepayment penalties are more frequent with subprime loans and that there is no interest rate benefit when a prepayment penalty is included.
- A Review of Wells Fargo's Subprime Lending
Published: Apr 1 2004 Issue: Mortgage Lending