Research

CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike.

  • The State of Lending: Car-Title Loans
    Published: Jul 11 2013      Issue: Car Title Loans

    Car-title lending—making expensive loans secured by the title of a vehicle a borrower owns out-right—has become a multi-billion dollar industry in the U.S. over the last decade. CRL estimates that...

  • Driven to Disaster: Car-Title Lending and Its Impact on Consumers
    Published: Feb 28 2013      Issue: Car Title Loans

    Research from CRL and Consumer Federation of America finds that car-title loans cost U.S. consumers $3.6 billion in interest on $1.6 billion in loans. According to the research, car-title lenders...

  • Debt Detour: The Automobile Title Lending
    Published: Sep 1 2007      Issue: Car Title Loans

    Car title lending report identifying key information on the car title lending industry to inform the public debate on how to best apply nationally recognized small loan consumer protections to the...

  • Report to the TN General Assembly, Pursuant to Public Chapter 440, Acts of 2005, Section 7(e)
    Published: Feb 1 2006      Issue: Car Title Loans

    Public Chapter 440 of the Acts of 2005 significantly amends the Tennessee Title Pledge Act (“Act”), set forth in Title 45, Chapter 15, regarding the operation and regulation of the title pledge...

  • Car Title Lending: Driving Borrowers to Financial Ruin
    Published: Apr 14 2005      Issue: Car Title Loans

    Research report from CRL and CFA documenting the cost of title loans, the predatory terms, and the best solutions.