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FHA Single-Family Mortgage Insurance Premiums

January 7, 2015
Mortgage Lending
Letters to Congress

This letter urges the FHA to reduce the cost of its single-family mortgage insurance premiums to expand access to safer and more affordable mortgages to more creditworthy households. The FHA has twin missions to provide access to mortgage credit and to protect the integrity of the Fund - these missions are best accomplished using a dynamic evaluation of the FHA book of business, performance over time, and market fundamentals.