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CRL Comments to the Consumer Financial Protection Bureau on RESPA and TILA (Regulations X and Z)

September 7, 2012
Mortgage Lending
Research

CRL offers supports the Bureau's consumer protection proposal for mortgage rules and disclosures for high-cost (HOEPA) loans. But it urges CFPB to be vigilant about evasions of HOEPA and to adopt a regulation that is expansive enough to capture all loans structured to evade HOEPA.