CRL Comment to the Federal Deposit Insurance Corporation on its proposed guidelines for affordable small-dollar loans.

CRL report includes an analysis of bank account information and a survey of account holders, finds that bank customers have more overdrafts caused by a debit card purchase than by a written check, debit card overdrafts are more costly, and survey respondents would avoid the fees if given the choice.

CRL critiques faulty research report by Don Morgan, which attempts to compare states with and without payday lending but misidentifies many of those states.

Comprehensive, nationwide review of millions of subprime mortgages originated from 1998 through 3Q06. Report projected lifetime foreclosure rates for 2006-originated subprime loans in each MSA in the United States.

CRL research report finds that payday lending costs Americans $4.2 billion per year in fees.

Proposed FDIC Survey of Overdraft Loan Programs

Debbie Bocian's comment on the Fed's analysis of 2005 HMDA data.

Calhoun urges federal regulators to require subprime lenders to evaluate borrower’s ability to repay before making a mortgage loan, and also by strengthening enforcement against unscrupulous lenders

CRL disputes the findings of an OCC study of subprime mortgage foreclosures in Chicago

Public hearings on the home equity lending market and the adequacy of existing regulatory and legislative provisions in protecting the interests of consumers.

Brief analysis of Georgia's law preventing payday lenders from circumventing their consumer credit interest rate cap and other protections.

Ernst proposes ways to strengthen the Home Mortgage Disclosure Act (HMDA)

Reports that African American and Latino buyers more likely then Whites to get subprime loans with same credit scores

CRL survey finding sixteen percent of overdraft loan users account for 71 percent of fee-based overdraft loan fees. Repeat users are more often low-income, single, non-white renters.

This letter highlights concerns with nontraditional mortgages in the subprime market.

CRL disputes the findings of Michael LaCour-Little's paper and points out 3 significant shortcomings

“The Best Value in the Subprime Market: State Predatory Lending Reforms” shows that state laws are working well for credit-strapped families in the subprime market and for responsible lenders.

Highlights from title lending report from Tennessee.

Payday loan industry pays Prof. Thomas Lehman to challenge CRL’s research, but none of his criticisms are accurate.