CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike.
- An Attack without Merit
Published: Feb 14 2006 Issue: Payday Loans
Payday loan industry pays Prof. Thomas Lehman to challenge CRL’s research, but none of his criticisms are accurate.
- Comments: RIN 3064-AC95, Proposed Rulemaking on Federal Preemption
Published: Dec 13 2005 Issue: Payday Loans
The Center for Responsible Lending submits these comments on the proposed rules, ere part of a larger package of preemption rules urged upon the FDIC by the Financial Services Roundtable.
- Payday Lenders Target the Military
Published: Sep 30 2005 Issue: Payday Loans
Predatory payday lending costs military families over $80 million in abusive fees every year.
- Rule-Making to Permit Preemption of State Laws with Respect to the Interstate Activities of State Banks
Published: May 24 2005 Issue: Payday Loans
Testimony states that authorizing state banks to disregard banking laws of sister-states is a problem of constitutional magnitude that would deprive state assemblies of an essential regulatory role
- Race Matters: The Concentration of Payday Lenders in African-American Neighborhoods in North Carolina
Published: Mar 22 2005 Issue: Payday Loans
- FDIC's Revised Examination Guidance on Payday Lending
Published: Mar 14 2005 Issue: Payday Loans
Analysis of the FDIC guidance that stopped the "rent-a-charter" scheme that payday lenders were using to operate in states where they were illegal. FDIC issued strict guidelines under which their...
- Access Denied: Payday Loans are Defective Products
Published: Jan 5 2005 Issue: Payday Loans
Payday lenders offer defective product, claiming if fills need for access to credit
- Payday lenders cannot avoid state laws by partnering with banks
Published: Apr 23 2004 Issue: Payday Loans
CRL's amicus brief in support of Georgia Attorney General Baker in Bankwest v. Baker. CRL argues that the Federal Deposit Insurance Act does not provide payday lenders with the benefit of...
- Fact v. Fiction: The Truth about Payday Lending Industry Claims
Published: Jan 1 2001 Issue: Payday Loans
With huge profits at stake, the payday lending industry is fighting reform efforts by positioning itself as "consumer friendly," misrepresenting the facts, and circumventing state laws.