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CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike.

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  • Comments on proposed Regulation DD amendments re Overdraft Lending
    Published: Jul 18 2008      Issue: Overdraft Loans

    America, Consumers Union, and the National Consumer Law Center, provide the following comments regarding the Federal Reserve Board’s proposed rule to amend Regulation DD pursuant to the Truth in...

  • Shredded Security
    Published: Jun 18 2008      Issue: Overdraft Loans

    Report on the impact of unauthorized overdraft fees on older Americans.

  • Require opt-in for overdraft
    Published: Jun 13 2008      Issue: Overdraft Loans

    CRL discusses importance of requiring banks to get explicit permission from customers before enrolling them in high-cost overdraft.

  • Consumers Want Informed Choice on Overdraft Fees and Banking Options
    Published: Apr 16 2008      Issue: Overdraft Loans

    A CRL survey finds respondents prefer that their bank or credit union deny debit card purchases that are not covered by the funds in their checking account, whether their purchase is for $5, $20 or...

  • Overdraft Loans Trap Borrowers in Debt
    Published: Mar 18 2008      Issue: Overdraft Loans

    CRL brief explains how overdraft loans trap account holders in high-cost debt to their banks.

  • Comment: Implementation of Military Lending Amendment
    Published: Feb 26 2008      Issue: Car Title Loans, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans, Refund Anticipation Loans

    Comments on Implementation of Limitations on Terms of Consumer Credit Extended to Service Members and Dependents

  • Banks in California cannot deduct overdraft fees from Social Security benefits
    Published: Dec 14 2007      Issue: Overdraft Loans

    CRL's amicus briefs in support of the plaintiff class in Miller v. Bank of America. CRL argues that California law concerning banks' set-off powers forbid banks from deducting overdraft fees from...

  • Billion Dollar Deal
    Published: Sep 24 2007      Issue: Overdraft Loans

    As two trends collide—increasing use of debit cards among young adults and increasing use of abusive overdraft practices among major banks—college students and young workers just starting their...

  • Testimony--Overdraft Protection: Fair Practices for Consumers
    Published: Jul 11 2007      Issue: Overdraft Loans

    Testimony of Eric Halperin Before the U.S. House Committee on Financial Services Subcommittee on Financial Institutions and Consumer Credit.

  • Out of Balance: Consumers pay $17.5 billion per year
    Published: Jul 11 2007      Issue: Overdraft Loans
  • Support HR 946
    Published: Jun 1 2007      Issue: Overdraft Loans

    CRL endorses Rep. Maloney's HR 946 as effective reform of bank overdraft practices.

  • Small Loan CRA Comment
    Published: Feb 2 2007      Issue: Car Title Loans, Overdraft Loans, Payday Loans

    CRL Comment to the Federal Deposit Insurance Corporation on its proposed guidelines for affordable small-dollar loans.

  • Debit Card Danger
    Published: Jan 25 2007      Issue: Overdraft Loans

    CRL report includes an analysis of bank account information and a survey of account holders, finds that bank customers have more overdrafts caused by a debit card purchase than by a written check,...

  • Banks in California cannot deduct overdraft fees from Social Security benefits
    Published: Jan 22 2007      Issue: Overdraft Loans

    CRL's amicus briefs in support of the plaintiff class in Miller v. Bank of America. CRL argues that California law concerning banks' set-off powers forbid banks from deducting overdraft fees from...

  • Comment: Proposed FDIC Survey of Overdraft Loan Programs
    Published: Oct 16 2006      Issue: Overdraft Loans

    Proposed FDIC Survey of Overdraft Loan Programs

  • Overdraft Loans: Survey Finds Growing Problem for Consumers
    Published: Apr 24 2006      Issue: Overdraft Loans

    CRL survey finding sixteen percent of overdraft loan users account for 71 percent of fee-based overdraft loan fees. Repeat users are more often low-income, single, non-white renters.

  • Banks in California cannot deduct overdraft fees from Social Security benefits
    Published: Jan 19 2006      Issue: Overdraft Loans

    CRL's amicus briefs in support of the plaintiff class in Miller v. Bank of America. CRL argues that California law concerning banks' set-off powers forbid banks from deducting overdraft fees from...

  • High-Cost and Hidden from View: The $10 Billion Overdraft Loan Market
    Published: May 26 2005      Issue: Overdraft Loans

    CRL report finds unauthorized overdrafts cost American $10 billion per year, and that they are effectively high-cost loans

  • Require TILA Disclosures For Overdraft Loans
    Published: Jun 14 2004      Issue: Overdraft Loans

    CRL ask the FED to put overdraft loans under the Truth in Lending Act under the grounds that they are an extension of credit.

Items 41 - 59 of 59  Previous123