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CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike.

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  • Foreclosures by Race and Ethnicity: The Demographics of a Crisis
    Published: Jun 18 2010      Issue: Mortgage Lending

    Center for Responsible Lending report sheds light on the nation's foreclosure crisis by using government and industry data to estimate the number of foreclosures in recent years and their impact by...

  • CRL Comment Letter on Garnishment of Federal Benefits
    Published: Jun 18 2010      Issue: Overdraft Loans

    CRL and other consumer groups provide comment on the Office of Personnel Management's proposed rule regarding garnishment of federal benefits.

  • Auto Dealers Should Play By The Same Rules As Everyone Else
    Published: Jun 17 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    The auto dealer lobby successfully fought to receive a special exemption in the House from the rules of the Consumer Financial Protection Bureau (CFPB) in the financial reform bill even when the...

  • Top Priorities for Real Financial Reform
    Published: Jun 16 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    For the final financial reform bill that will be considered and voted on by the House and Senate joint conference committee, there are three issues vital in protecting taxpayers from another crisis...

  • A Just Fee or Just a Fee?
    Published: Jun 8 2010      Issue: Credit Cards

    CRL research report finds that even after the new credit card law and credit card reform, credit card late fees still penalize cardholders while increasing profits for credit card banks and credit...

  • Capitalizing on New Credit Card Consumer Protections
    Published: May 6 2010      Issue: Credit Cards

    This brief explains the benefits of credit card reform by showing that cardholders paying more than the credit card minimum payment since the passage of the new credit card law, the Credit CARD Act...

  • All Auto Financing Should be Covered by the Consumer Watchdog
    Published: Apr 29 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    Consumer Advocates and The Pentagon Call for all Auto Dealer-Lenders to be Covered by Consumer Watchdog.

  • Myths vs. Facts about the Consumer Financial Protection Bureau
    Published: Apr 23 2010      Issue: Consumer Financial Protection Bureau

    The Consumer Financial Protection Bureau would actually reduce regulatory burden while increasing safety and soundness and making loans more affordable.

  • Myths vs. Facts about the Consumer Financial Protection Bureau
    Published: Apr 23 2010      Issue: Consumer Financial Protection Bureau

    The Consumer Financial Protection Bureau would actually reduce regulatory burden while increasing safety and soundness and making loans more affordable.

  • Why a Federal Consumer Protection Watchdog Matters to the States
    Published: Apr 16 2010      Issue: Consumer Financial Protection Bureau

    Financial companies are lobbying hard to strip states' rights to make and enforce consumer protection rules, but states must stay on the front lines of fighting predatory lending.

  • Military Coalition Letter to Senate Banking re Car Dealer Exemption from CFPB
    Published: Apr 15 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    The Military Coalition expressed opposition via letter to the Senate Banking Committee about exempting car dealers from the financial reform bill on April 15 2010. The Department of Defense wrote a...

  • Comments on Proposed Reg Z Rules Re Implementation of Credit Card Act Provisions
    Published: Apr 14 2010      Issue: Credit Cards

    CRL and other consumer groups comments to the Federal Reserve on proposed credit card rules related to the implementation of the Credit CARD Act and penalty rates and fee increases.

  • No Carve-Outs for Auto Dealers
    Published: Apr 12 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    Car Lenders Must Be Covered by the CFPA.

  • CRL and Other Groups Comment on Clarifications to Fed's Opt-In Rule
    Published: Mar 30 2010      Issue: Overdraft Loans

    CRL and other consumer groups provide comment on the Federal Reserve’s opt-in rule and the proposed changes to Regulation DD.

  • Comments to the Federal Trade Commission on Mortgage Assistance Relief
    Published: Mar 30 2010      Issue: Mortgage Lending

    The need for mortgage relief continues to grow, but too often companies that promise mortgage assistance relief services (MARS) turn out to be scammers. CRL and its allies recently submitted...

  • Comparison of Consumer Financial Protection Agency Bills
    Published: Mar 18 2010      Issue: Consumer Financial Protection Bureau

    How Does Dodd’s Latest Financial Reform Bill Measure Up On Consumer Protection? Comparison of Senate, House, and Administration CFPA Bills from Think Progress:...

  • Comparison of Consumer Financial Protection Agency Bills
    Published: Mar 18 2010      Issue: Consumer Financial Protection Bureau

    How Does Dodd’s Latest Financial Reform Bill Measure Up On Consumer Protection? Comparison of Senate, House, and Administration CFPA Bills from Think Progress:...

  • Snapshot of a Foreclosure Crisis
    Published: Mar 17 2010      Issue: Mortgage Lending

    The magnitude of foreclosures and associated costs are daunting; the numbers tell the story.

  • Consumer Financial Protection Agency (Additional Resources)
    Published: Mar 1 2010      Issue: Consumer Financial Protection Bureau, Mortgage Lending

    Financial Reform: Learn more about the CFPB/CFPA and other efforts to reform the financial system.

  • Foreclosures Continue: What Needs to Change in the Government's Response?
    Published: Feb 25 2010      Issue: Mortgage Lending

    Testimony on the government's response to continuing foreclosures by Julia Gordon before the U.S. House of Representatives Committee on Oversight and Government Reform Subcommittee on Domestic Policy.

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