Research & Analysis
CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike. We also share our market and legal knowledge with advocates and policymakers across the nation interested in reforming lending practices. Below you will find CRL research and analyses on a range of topics.
Want more information? Go to the Tools & Resources page, or check out our Resources for Consumers, Policymakers, Allies, and Litigators pages. A good external source for research on predatory lending and related issues is www.knowledgeplex.org
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- Highlights of the New Credit Card Rules: What They Do and Don’t Do
January 26, 2012Credit CARD Act of 2009 – Learn what the law does and does not cover.
- Balancing Risk and Access: Underwriting Standards for Qualified Residential Mortgages
January 18, 2012Mandatory down payments on mortgages would put fairly-priced loans out of reach for millions of creditworthy families.
- Qualified Residential Mortgages: Down Payment Rules Threaten Home Buyers—and the Economy
January 17, 2012The housing market of the future can drive economic growth without shutting out responsible home buyers. Find reports, data and other resources on Qualified Residential Mortgages.
- Predatory Payday Lending
by Banks on the Rise
December 2, 2011Four big banks are making payday loans to customers, stripping funds from their checking accounts in a cycle of debt near 400% annual interest.
- Foreclosure Counseling: Areas of Greatest Need
December 1, 2011Which areas of the U.S. have been hardest hit by the foreclosure crisis? Which areas have the greatest need for foreclosure counselors? This report analyzes 366 metropolitan and 577 micropolitan areas to help answer these questions.
