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Christopher Kukla

Executive Vice President

Chris Kukla leads CRL's work on auto lending issues, as well as CRL's policy work in North Carolina since 2002. Based in the Durham office, Chris also counsels policymakers and advocates in Washington, DC, North Carolina and in other states on consumer lending legislation and regulation.

Chris holds a BA degree in Political Science and French from Alma College, and received his JD degree from the University of Notre Dame Law School. Prior to joining CRL, Chris served as a Congressional aide for five years, focused primarily on appropriations and financial issues. When not at work or parenting two young children, Chris is an avid baseball fan.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


April 21, 2017 | By Chris Kukla | Special to the Charlotte Observer
One clear lesson from the financial crisis is that common-sense rules of the road in our financial markets would have prevented the damage. It may seem amazing now that banking regulators would have...
April 5, 2017 | By David Muller | Car and Driver
You may have finally found the perfect automobile. It is the make and model you want, with the right options, and even the right color. Now comes closing the deal on it. If you’re not flush with cash...
March 14, 2017 | By Brad Wolverton | Nerdwallet
“Lenders were abusing the system to siphon money out of service members’ paychecks,” says Christopher Kukla, an executive vice president at the Center for Responsible Lending who oversees its auto...
February 22, 2017 | By Chris Kukla | American Banker
In a Feb. 9 BankThink article discussing a path forward for the Department of Justice’s civil rights division under President Trump, Paul Hancock claims that the Obama administration pursued too many...