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Christopher Kukla

Executive Vice President

Chris Kukla leads CRL's work on auto lending issues, as well as CRL's policy work in North Carolina since 2002. Based in the Durham office, Chris also counsels policymakers and advocates in Washington, DC, North Carolina and in other states on consumer lending legislation and regulation.

Chris holds a BA degree in Political Science and French from Alma College, and received his JD degree from the University of Notre Dame Law School. Prior to joining CRL, Chris served as a Congressional aide for five years, focused primarily on appropriations and financial issues. When not at work or parenting two young children, Chris is an avid baseball fan.

Research & Policy

Our in-depth research of financial practices is intended to guide policymakers and opinion leaders working to improve the state of lending.


July 31, 2017 | By Chris Kukla | Center for Responsible Lending
North Carolinians need to know that when protections for our citizens and military members from predatory lending was in jeopardy, Congressman Walter Jones was there.
June 5, 2017 | By Abigail Lootens | New York City Office of Consumer Affairs
“The Center for Responsible Lending believes that addressing predatory lending practices requires effective regulation, enforcement and strategies to make consumers aware of how to combat abuses,”...
May 19, 2017 | By Nicole Arata | NerdWallet
If you decide to trade in your car, be aware that this doesn’t eliminate negative equity — it rolls it into the monthly payment on your new loan. This means you could end up taking on even more debt...
April 21, 2017 | By Chris Kukla | Special to the Charlotte Observer
One clear lesson from the financial crisis is that common-sense rules of the road in our financial markets would have prevented the damage. It may seem amazing now that banking regulators would have...