CRL's staff includes attorneys, researchers, and policy analysts in North Carolina, Washington DC, and California who study and report on predatory lending matters, and monitor legislative and regulatory activity in state capitols and in the nation's capitol. CRL frequently responds to regulators' requests for comments on lending issues. Read our written comments to regulators.
- Comments to CFPB re Larger Participant Rulemaking
Published: Aug 15 2011 Issue: Consumer Financial Protection Bureau, Debt Settlement, Installment Loans, Refund Anticipation Loans
- Comment: Guidance Regarding Marketing of Refund Anticipation Loans (RALs) and Certain Other Products in Connection With the Preparation of a Tax Return
Published: Apr 7 2008 Issue: Refund Anticipation Loans
While we believe that many commercial RALs are abusive financial products that should not be available to consumers without significant protections beyond those currently available, we understand...
- Comment: Implementation of Military Lending Amendment
Published: Feb 26 2008 Issue: Car Title Loans, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans, Refund Anticipation Loans
Comments on Implementation of Limitations on Terms of Consumer Credit Extended to Service Members and Dependents