Turmoil in U.S. Credit Markets: Examining Proposals to Mitigate Foreclosures and Restore Liquidity to the Mortgage Markets
U.S. Senate Committee on Banking, Housing and Urban Affairs
Ellen Harnick, Senior Policy Counsel
April 10, 2008

Impact of and Reactions to Proposed Regulation Z Revisions
California State Senate Banking, Finance & Insurance Committee
Paul Leonard, California Office Director
March 5, 2008

The Subprime Mortgage Crisis and America’s Veteran
U.S. House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity
Ellen Harnick, Senior Policy Counsel
February 28, 2008

Consumer Protection in Financial Services: Subprime Lending
Financial Services and General Government Subcommittee of the U.S. House Appropriations Committee
Michael D. Calhoun, President
February 28, 2008

Accelerating Loan Modifications, Improving Foreclosure Prevention and Enhancing Enforcement
House Committee on Financial Services
Michael D. Calhoun, President
December 6, 2007

The Looming Foreclosure Crisis: How To Help Families Save Their Homes
U.S. Senate Judiciary Committee
Eric Stein, Senior Vice President
December 5, 2007

Straightening Out the Mortgage Mess: How Can We Protect Home Ownership and Provide Relief to Consumers in Financial Distress – Part 2
U.S. House Judiciary Committee Subcommittee on Commercial and Administrative Law
Eric Stein, Senior Vice President
October 30, 2007

Legislative Proposals on Reforming Market Practices
U.S. House Committee on Financial Services
Michael D. Calhoun, President
October 24, 2007

Straightening Out the Mortgage Mess: How Can We Protect Home Ownership and Provide Relief to Consumers in Financial Distress
U.S. House Judiciary Committee Subcommittee on Commercial and Administrative Law
Eric Stein, Senior Vice President
September 25, 2007

Evolution of an Economic Crisis? The Subprime Lending Disaster and the Threat to the Broader Economy
Joint Economic Committee
Martin Eakes, CEO
September 19, 2007

Federal Trade Commission Reauthorization
U.S. Senate Subcommittee on Interstate Commerce, Trade & Tourism
Michael D. Calhoun, President
September 12, 2007

Preserving the American Dream: Home Ownership and the Subprime Mortgage Crisis
California Senate Banking Committee
Paul A. Leonard, Director California Office
August 21, 2007

Overdraft Protection: Fair Practices for Consumers
U.S. House Committee on Financial Services Subcommittee on Financial Institutions and Consumer Credit
Eric Halperin, Director Washington DC Office
July 11, 2007

Ending Mortgage Abuse: Safeguarding Homebuyers
U.S. Senate Committee on Banking, Housing and Urban Affairs - Subcommittee on Housing, Transportation, and Community Development
Michael D. Calhoun, President
June 26, 2007

Home Ownership and Equity Protection Act (HOEPA) Public Hearing
Federal Reserve Board
Martin Eakes, CEO
June 14, 2007

Improving Credit Card Consumer Protection: Recent Industry and Regulatory Initiatives
U.S. House Committee on Financial Services
Kathleen Keest, Senior Policy Counsel
June 7, 2007

The Role of the Secondary Market in Subprime Mortgage Lending
Before the U.S. House Committee on Financial Services Subcommittee on Financial Institutions and Consumer Credit
Michael D. Calhoun President
May 8, 2007

Subprime and Predatory Mortgage Lending: New Regulatory Guidance, Current Market Conditions and Effects on Regulated Financial Institutions
House Financial Services - Subcommittee on Financial Institutions
Michael Calhoun, President, CRL
March 27, 2007

Reactions to the Subprime Mortgage Collapse
California Senate Banking Committee
Paul Leonard, Director California Office
March 26, 2007

Preserving the American Dream: Predatory Lending Practices and Home Foreclosures
U.S. Senate Committee on Banking, Housing and Urban Affairs
Martin Eakes, CEO, Center for Responsible Lending & Self-Help Credit Union
February 7, 2007

Calculated Risk: Assessing Non-Traditional Mortgage Products
Senate Subcommittees on Housing & Transportation and Economic Policy
Michael Calhoun, CRL President
September 20, 2006

Home Mortgage Disclosure Act: Newly Collected Data and What It Means
House Subcommittee on Financial Institutions and Consumer Credit
Keith Ernst, Senior Policy Counsel
June 13, 2006

The Price of Ownership: What the Home Mortgage Disclosure Act Reveals About Minorities and Lending
Congressional Black Caucus
Keith Ernst, Senior Policy Counsel, CRL and Self-Help
June 27, 2005

Rule-Making to Permit Preemption of State Laws with Respect to the Interstate Activities of State Banks
Federal Deposit Insurance Corporation
Yolanda McGill, Senior Policy Counsel, Center for Responsible Lending
May 24, 2005

Legislative Solutions to Abusive Mortgage Lending Practices
House Subcommittees on Financial Institutions and Consumer Credit; Housing and Community Opportunity
Martin Eakes, CEO, CRL and Self-Help
May 24, 2005

The Federal Home Loan Bank System
Senate Committee on Banking, Housing, and Urban Affairs
Martin Eakes, CEO, Self-Help and CRL
April 13, 2005

Predatory Lending and its Impact on the Military and Local Communities
House Subcommittee on Rural Enterprise, Agriculture and Technology, Kansas City, MO
Kathleen Keest, Senior Policy Counsel, CRL
March 29, 2005

Promoting Homeownership by Ensuring Liquidity in the Subprime Mortgage Market
House Subcommittees on Financial Institutions and Consumer Credit; Housing and Community Opportunity
Michael D. Calhoun, General Counsel, Center for Responsible Lending
June 23, 2004

Review of the [OCC] National Bank Preemption Rules
Senate Committee on Banking, Housing and Urban Affairs
Martin Eakes, CEO, Self-Help and Center for Responsible Lending
April 7, 2004

Subprime Lending: Defining the Market and Its Customers
House Subcommittees on Financial Institutions and Consumer Credit; Housing and Community Opportunity
Eric Stein, Senior Vice President, Center for Responsible Lending
March 30, 2004

Protecting Homeowners: Preventing Abusive Lending While Preserving Access to Credit
House Financial Services Subcommittees on Financial Institutions and Consumer Credit; Housing and Community Opportunity
George Brown, Senior VP, Self-Help and Spokesperson, Coalition for Responsible Lending
November 5, 2003

Predatory Mortgage Lending: The Problem, Impact, and Responses
Senate Committee on Banking, Housing and Urban Affairs
Martin Eakes, CEO, Self-Help and Coalition for Responsible Lending
July 26, 2001

Public Hearings on Home Equity Lending
Federal Reserve Board
Various
July 1, 2000