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Comment Letters

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Date Title Agency Issue
08/28/08 Comments: Proposed changes to HMDA reporting requirements
R-1321
Federal Reserve Board (Fed) Mortgage Lending
08/04/08 Comment; Unfair or Deceptive Practices with Respect to Credit Cards
Federal Reserve #R-1314, OTS #OTS-2008-0004
Federal Reserve Board (Fed), National Credit Union Administration (NCUA), Office of Thrift Supervision (OTS) Overdraft Loans
08/04/08 Comment; Proposed Rule Regarding Unfair or Deceptive Acts or Practices – Overdraft Practices
Docket No. R-1314 & Docket ID. OTS-2008-0004
Federal Reserve Board (Fed) Overdraft Loans
07/18/08 Comments on proposed Regulation DD amendments re Overdraft Lending
Federal Reserve Board (Fed) Overdraft Loans
06/12/08 Comment: RESPA Proposed Rule to Simplify and Improve the Process of Obtaining Mortgages to Reduce Consumer Settlement Costs
Department of Housing and Urban Development (HUD) Mortgage Lending
04/08/08 Comment: Proposed Rules Regarding Unfair, Deceptive, Abusiveprotect consumers from unfair or deceptive home mortgage lending and advertising practices
R–1305
Federal Reserve Board (Fed) Mortgage Lending
04/07/08 Comment: Guidance Regarding Marketing of Refund Anticipation Loans (RALs) and Certain Other Products in Connection With the Preparation of a Tax Return
REG–136596–07
Refund Anticipation Loans
02/26/08 Comment: Implementation of Military Lending Amendment
Department of Defense Car Title Loans, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans, Refund Anticipation Loans
08/15/07 Comment: Home Equity Lending Market
Federal Reserve Board (Fed) Mortgage Lending
05/07/07 Comment: Proposed Interagency Statement on Subprime Mortgage Lending
Docket OP-1278
Federal Reserve Board (Fed) Mortgage Lending
02/08/07 Comment: To Department of Defense on Military Lending Act
06-9518
Car Title Loans, Payday Loans
02/07/07 Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks
Mortgage Lending
02/02/07 Small Loan CRA Comment
Federal Deposit Insurance Corporation (FDIC) Car Title Loans, Overdraft Loans, Payday Loans
10/16/06 Comment: Proposed FDIC Survey of Overdraft Loan Programs
Federal Deposit Insurance Corporation (FDIC) Overdraft Loans
10/09/06 CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
Federal Reserve Board (Fed) Mortgage Lending
08/15/06 Comment: Home Ownership and Equity Protection Act Hearings
OP-1253
Federal Reserve Board (Fed) Mortgage Lending
03/29/06 Comment: Proposed Interagency Guidance on Nontraditional Mortgages
Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board (Fed), National Credit Union Administration (NCUA), Office of the Comptroller of the Currency (OCC), Office of Thrift Supervision (OTS) Mortgage Lending
12/16/05 Comments: Open-End Credit, Bankruptcy Amendments of 2005
Federal Reserve Board (Fed) Credit Cards
12/13/05 Comments: RIN 3064-AC95, Proposed Rulemaking on Federal Preemption
Federal Deposit Insurance Corporation (FDIC) Payday Loans
11/29/05 Letter to ALEC on Car Title Loans
Car Title Loans

 

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The 2007 Defense Authorization Bill includes an amendment mandating a 36% rate cap on loans to service members. More >

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