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Center For Responsible Lending - A Resource For Predatory Lending Opponents

Legislation & Policy

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108th Congress

House  |  Senate 

Legislation -- House

HR 5251: Preservation of Federalism in Banking Act
Frank (D-MA) and 25 cosponsors
Introduced 10/7/2004
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HR 3974: The Prohibit Predatory Lending Act
Miller (D-NC) & Watt (D-NC), 15 cosponsors.
Introduced 3/16/2004
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HR 3222: Save Our Homes Act
Schakowsky (D-IL) and 27 cosponsors
Introduced 10/16/2003
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HR 1663: Predatory Mortgage Lending Practices Reduction Act
Jones (D-OH) and 27 cosponsors
Introduced 4/29/2003
Full text: HTML or PDF

HR 833: The Responsible Lending Act
Ney (R-OH) and 25 cosponsors
Introduced 2/13/2003
Full text: HTML or PDF


Legislation -- Senate

S.1928: Predatory Lending Consumer Protection Act
Sarbanes (D-MD) and 15 cosponsors
Introduced 11/21/2003
Full text: HTML or PDF 

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The 2007 Defense Authorization Bill includes an amendment mandating a 36% rate cap on loans to service members. More >

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