CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike. We also share our market and legal knowledge with advocates and policymakers across the nation interested in reforming lending practices.

Items 1 - 20 of 25  12Next
  • Dealer Markup of Interest Rates is an Unfair and Deceptive Practice
    Published: Mar 30 2012      Issue: Auto Financing

    The Federal Trade Commission has the authority to deem dealer markups of interest rates as an unfair and deceptive practice, according to this comment letter filed by the Center for Responsible...

  • Comments to the FTC on Motor Vehicle Roundtables
    Published: Feb 1 2012      Issue: Auto Financing

    The Center for Responsible Lending, Consumer Federation of America, Consumers for Auto Reliability and Safety, the National Association of Consumer Advocates, the National Consumer Law Center, and...

  • Amicus Brief in De la Cruz v. Wachovia Dealer Services
    Published: Dec 15 2011      Issue: Auto Financing

    This case involves borrowers who purchased a vehicle through a dealership in California. The financial institution in question, Wachovia, did not make the loans, but later purchased the...

  • Maryland Repossession Law--Amicus Brief In Support of Apellant Donna Epps
    Published: Apr 28 2011      Issue: Debt Settlement, Auto Financing

    CRL and the National Consumer Law Center filed an amicus brief supporting appellant Donna Epps in regards to the improper repossession of the appellant's vehicle.

  • Auto Lending Abuses in Dealer-Financed Loans
    Published: Apr 6 2011      Issue: Auto Financing

    Predatory practices in auto financing cost consumers billions of dollars every year. Finding a good deal is no longer based on the quality of the car or the creditworthiness of the customer, but...

  • Auto Dealers Should Play By The Same Rules As Everyone Else
    Published: Jun 17 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    The auto dealer lobby successfully fought to receive a special exemption in the House from the rules of the Consumer Financial Protection Bureau (CFPB) in the financial reform bill even when the...

  • Top Priorities for Real Financial Reform
    Published: Jun 16 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    For the final financial reform bill that will be considered and voted on by the House and Senate joint conference committee, there are three issues vital in protecting taxpayers from another crisis...

  • All Auto Financing Should be Covered by the Consumer Watchdog
    Published: Apr 29 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    Consumer Advocates and The Pentagon Call for all Auto Dealer-Lenders to be Covered by Consumer Watchdog.

  • Military Coalition Letter to Senate Banking re Car Dealer Exemption from CFPB
    Published: Apr 15 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    The Military Coalition expressed opposition via letter to the Senate Banking Committee about exempting car dealers from the financial reform bill on April 15 2010. The Department of Defense wrote a...

  • No Carve-Outs for Auto Dealers
    Published: Apr 12 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    Car Lenders Must Be Covered by the CFPA.

  • CRL Argues All Banks Must Follow State Repossession Laws
    Published: Mar 5 2010      Issue: Auto Financing

    In this legal brief CRL, joined by multiple allies, explains why National Banks regulated by the federal Office of Comptroller of the Currency must provide California borrowers with the notices...

  • DoD Letter in Support of CFPA Requests No Auto Dealer Carve Out
    Published: Feb 26 2010      Issue: Auto Financing, Consumer Financial Protection Bureau

    In a letter to the Treasury Department, the Department of Defense (DoD) announced its support for financial reform, including the creation of a Consumer Financial Protection Agency, to protect its...

  • Auto Dealers’ Lending Abuses Cost Billions
    Published: Nov 9 2009      Issue: Auto Financing

    Auto dealers should not be exempt from the CFPA because of predatory financing practices like kickbacks or markups, yo yo scams, and car loan abuses targeted toward African Americans and low- to...

  • Consumer Financial Protection Agency Could Have Stopped Abuses that Plague Americans Today
    Published: Oct 23 2009      Issue: Auto Financing, Car Title Loans, Consumer Financial Protection Bureau, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans

    CRL shares stories of everyday people affected by financial abuse and emphasizes the need for the Consumer Financial Protection Agency to ensure that they and others are protected from such abuses...

  • Consumer Financial Protection Agency Could Have Stopped Abuses that Plague Americans Today
    Published: Oct 23 2009      Issue: Auto Financing, Car Title Loans, Consumer Financial Protection Bureau, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans

    CRL shares stories of everyday people affected by financial abuse and emphasizes the need for the Consumer Financial Protection Agency to ensure that they and others are protected from such abuses...

  • CRL supports a strong, non-preemptive Consumer Financial Protection Agency
    Published: Oct 19 2009      Issue: Auto Financing, Consumer Financial Protection Bureau, Credit Cards, Mortgage Lending, Overdraft Loans

    CRL letter to Members of House Financial Services Committee outlining support and opposition to various CFPA amendments on states' rights, credit-related insurance, and carve outs for credit unions...

  • CRL supports a strong, non-preemptive Consumer Financial Protection Agency
    Published: Oct 19 2009      Issue: Auto Financing, Consumer Financial Protection Bureau, Credit Cards, Mortgage Lending, Overdraft Loans

    CRL letter to Members of House Financial Services Committee outlining support and opposition to various CFPA amendments on states' rights, credit-related insurance, and carve outs for credit unions...

  • Consumer groups urge inclusion of car dealers in CFPA
    Published: Oct 15 2009      Issue: Auto Financing

    The car dealers trade association (NADA) wants exemption from the CFPA. In a sign-on letter CRL and other consumer groups urge House Financial Services Committee to include the car dealers within...

  • Financial Reform that Protects Consumers
    Published: Jun 25 2009      Issue: Auto Financing, Car Title Loans, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans, Refund Anticipation Loans

    For years, federal bank regulators looked the other way; now Congress has a chance to reform our system of checks and balances, make banks accountable, and protect consumers from abusive financial...

  • Financial Reform that Protects Consumers
    Published: Jun 25 2009      Issue: Auto Financing, Car Title Loans, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans, Refund Anticipation Loans

    For years, federal bank regulators looked the other way; now Congress has a chance to reform our system of checks and balances, make banks accountable, and protect consumers from abusive financial...

Items 1 - 20 of 25  12Next