CRL conducts in-depth research on the extent and impact of predatory lending, to provide useful information to consumers, community advocates, and policymakers alike. We also share our market and legal knowledge with advocates and policymakers across the nation interested in reforming lending practices.
- Analysis: CRL Finds AFCC Debt Settlement Report Falls Short
Published: Feb 18 2015 Issue: Debt Settlement
In February 2013, the American Fair Credit Council, an association of debt settlement companies, released a report that claimed to assess the outcomes of debt settlement services by the industry....
- Debt Settlement Firms Adopt "Attorney Model" to Evade State and Federal Rules
Published: Nov 7 2013 Issue: Debt Settlement
This paper discusses debt settlement firms’ increased use of affiliations with legal firms to circumvent state and federal restrictions on upfront fees and other unfair and deceptive practices.
- Comments to CFPB re Larger Participant Rulemaking
Published: Aug 15 2011 Issue: Consumer Financial Protection Bureau, Debt Settlement, Installment Loans, Refund Anticipation Loans
- Maryland Repossession Law--Amicus Brief In Support of Apellant Donna Epps
Published: Apr 28 2011 Issue: Debt Settlement, Auto Financing
CRL and the National Consumer Law Center filed an amicus brief supporting appellant Donna Epps in regards to the improper repossession of the appellant's vehicle.
- Debt Settlement Comments to the FTC
Published: Jul 2 2010 Issue: Debt Settlement
The Comments of Michael Calhoun, President, of the Center for Responsible Lending to the Federal Trade Commission regarding the Notice of Proposed Rule-Making: Telemarketing Sales Rule Debt Relief...
- The Debt Settlement Industry
Published: Jun 29 2010 Issue: Debt Settlement
The Basics of Debt Settlement and why it does more harm than good.