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As states wrestle with how to “reform” payday lending, a CRL analysis shows that curtailing payday lending does not increase overdraft loans fees.

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  • New York Times Article on Banks Aiding Payday Loans: There's Even More to the Story
    Published: Feb 26 2013      Issue: Bank Payday Loans, Payday Loans

    On February 23, the New York Times published an article describing how some banks enable Internet payday lending. In this brief, CRL provides additional legal context to supplement that article....

  • Map of US Payday Stores per Household
    Published: Nov 1 2010      Issue: Payday Loans

    This color-coded map of payday stores by household reveals a disturbing pattern. Southern states are among the most targeted for these high-cost, low-dollar loans.

  • High-Cost Payday Lending Traps Mississippi Borrowers
    Published: Jul 26 2010      Issue: Payday Loans

    The state of Mississippi is gearing up for a legislative battle as the expiration of a law approaches in 2012. If the law sunsets as scheduled, payday lenders will no longer be exempt from a 36...

  • Payday lenders pose as brokers to evade interest rate caps
    Published: Jul 16 2010      Issue: Payday Loans

    In recent years, a growing number of states have enacted interest rate caps and other protections to eliminate abusive payday lending practices that trap consumers in long term debt. Payday lenders...

  • Ohio Payday Hearing
    Published: May 7 2008      Issue: Payday Loans

    Testimony of Uriah King, Center for Responsible Lending before the Ohio Senate Finance and Financial Institutions Committee

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