Consumers can file class actions against federally chartered banks who violate state laws
Issue: Refund Anticipation Loans
Amicus Brief, filed 21 Apr 2006
Download the full brief (PDF)
CRL's amicus brief in support of the plaintiff class in Hood v. Santa Barbara Bank & Trust. CRL argues that the National Bank Act's "visitorial powers" provision does not restrict private plaintiffs from bringing a class action alleging a violation of state consumer protection law before the California Court of Appeals, Second Appellate Division. The Court of Appeals reversed the trial court's dismissal of the class action in a September 2006 opinion published at 49 Cal. Rptr. 3d 369.
