Car Title Lending Research and Analysis
Car title loans are short-term, high-interest loans secured by the title of a used vehicle. While car title lenders market their product as a way for families to overcome a financial emergency, more often than not those families are driven deeper into an endless cycle of debt.
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- Report to the TN General Assembly, Pursuant to Public Chapter 440, Acts of 2005, Section 7(e)
February 1, 2006Public Chapter 440 of the Acts of 2005 significantly amends the Tennessee Title Pledge Act (“Act”), set forth in Title 45, Chapter 15, regarding the operation and regulation of the title pledge industry. Specifically, Public Chapter 440 subjects the title pledge industry to licensing and examination by the Department of Financial Institutions (“Department”).
- Letter to ALEC on Car Title Loans
November 29, 2005 - Car Title Lending: Driving Borrowers to Financial Ruin
April 14, 2005Research report from CRL and CFA documenting the cost of title loans, the predatory terms, and the best solutions.
- Auto Title Loans and the Law
July 1, 2004An Auto Title Loan is a short-term loan, usually no longer than 30 days. Your car title is used to secure the high interest loan. Find out more.

























