Car Title Lending Research and Analysis
Car title loans are short-term, high-interest loans secured by the title of a used vehicle. While car title lenders market their product as a way for families to overcome a financial emergency, more often than not those families are driven deeper into an endless cycle of debt.
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- Six Principles for Real Reform: Balancing Bank Safety and Sensible Lending
Published: Jun 24 2009 Issue: Auto Financing, Car Title Loans, CFPB, Credit Cards, Mortgage Lending, Overdraft Loans
As Congress considers how to address improving consumer protection and regulation of our financial system going forward over the next several months, we offer six essential principles for achieving...
- Regulatory Restructuring: Enhancing Consumer Financial Products Regulation
Published: Jun 24 2009 Issue: Auto Financing, Car Title Loans, CFPB, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans, Refund Anticipation Loans
Kathleen Keest, Senior Policy Counsel at CRL, testified before the House Financial Services Committee on CRL's support for a strong, state-of-the-art consumer protection agency for financial...
- Interest Rate Survey
Published: Mar 30 2009 Issue: Car Title Loans, Payday Loans
CRL conducted a national survey to measure public support for one strategy on the table: a 36 percent cap on annual interest rates for consumer loans. The survey found high levels of support for...
- Comment: Implementation of Military Lending Amendment
Published: Feb 26 2008 Issue: Car Title Loans, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans, Refund Anticipation Loans
Comments on Implementation of Limitations on Terms of Consumer Credit Extended to Service Members and Dependents
- Debt Detour: The Automobile Title Lending
Published: Sep 1 2007 Issue: Car Title Loans
Car title lending report identifying key information on the car title lending industry to inform the public debate on how to best apply nationally recognized small loan consumer protections to the...
- Comment: To Department of Defense on Military Lending Act
Published: Feb 8 2007 Issue: Car Title Loans, Payday Loans
Comments on Military Lending Act submitted to Department of Defense by Consumer Coalition on Feb. 5, 2007.
- Small Loan CRA Comment
Published: Feb 2 2007 Issue: Car Title Loans, Overdraft Loans, Payday Loans
CRL Comment to the Federal Deposit Insurance Corporation on its proposed guidelines for affordable small-dollar loans.
- Highlights from Report on Tennessee's Title Lending Industry
Published: Feb 15 2006 Issue: Car Title Loans
Highlights from title lending report from Tennessee.
- Report to the TN General Assembly, Pursuant to Public Chapter 440, Acts of 2005, Section 7(e)
Published: Feb 1 2006 Issue: Car Title Loans
Public Chapter 440 of the Acts of 2005 significantly amends the Tennessee Title Pledge Act (“Act”), set forth in Title 45, Chapter 15, regarding the operation and regulation of the title pledge...
- Letter to ALEC on Car Title Loans
Published: Nov 29 2005 Issue: Car Title Loans