Car Title Lending Research and Analysis
Car title loans are short-term, high-interest loans secured by the title of a used vehicle. While car title lenders market their product as a way for families to overcome a financial emergency, more often than not those families are driven deeper into an endless cycle of debt.
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- Driven to Disaster: Car-Title Lending and Its Impact on Consumers
February 28, 2013
Research from CRL and Consumer Federation of America finds that car-title loans cost U.S. consumers $3.6 billion in interest on $1.6 billion in loans. According to the research, car-title lenders operate 7,730 stores in at least 21 states and make 1.7 million loans annually.
- CRL Supports Indiana’s Regulation of Car Title Lending
July 21, 2009
In this legal brief CRL, joined by several allies, explains why car title lenders are wrong in asserting that the U.S. Constitution allows them to avoid Indiana’s 36% rate cap by opening up shop on the Illinois side of border.
- Highlights from Report on Tennessee's Title Lending Industry 2008
July 1, 2009
In these brief we present some of the highlights of the report conducted by the Tennessee Department of Financial Institutions on the $73 million title lending industry in Tennessee.
- Debt Detour: The Automobile Title Lending
September 1, 2007
Car title lending report identifying key information on the car title lending industry to inform the public debate on how to best apply nationally recognized small loan consumer protections to the Illinois title loan industry.
- Highlights from Report on Tennessee's Title Lending Industry
February 15, 2006
Highlights from title lending report from Tennessee.