Auto Dealer Markup Calculator

Auto dealer loan markups cost Americans more than $25.8 billion dollars each year. These interest rate hikes happen when a dealer subjectively steers a car buyer into a higher interest rate than the one they actually qualified for. These windfall profits are known across the industry as the “dealer reserve” and they can unnecessarily add hundreds of dollars more to cost of your car loan.

Find out how much that dealer kickback may be in your next car loan by using our Auto Dealer Markup Calculator below. Then share your story with the FTC.