Borrowers do not need to rely on documents violating federal lending law in order to receive actual damages

Published: March 18, 2009

United States Court of Appeals, Third Circuit , No. 08-4160
Issue: Auto Financing
Amicus Brief, filed 18 Mar 2009

Download the full brief (PDF)

CRL's amicus brief in support of a class of auto loan borrowers in Vallies v. Sky Bank. CRL, along with a number of consumer groups, argues that the Truth in Lending Act does not require borrowers to show detrimental reliance in order to receive actual damages for violations of the statute.