North Carolina has a rich history of protecting its consumers from predatory loan products that strip them of their wealth and economic well-being. The state, its consumers, nonprofit organizations, community leaders, and businesses, has led the way in mortgage and other consumer lending reforms. But the fight is never really over. The wealth of hard-working families in North Carolina and across the country is still under threat by an array of financial products. In this page you will find our latest efforts to combat such practices and to ensure responsible lending practices for the families of this state and nationwide.