Policy & Legislation

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  • HB 773 Studies Act of 2011
    Published: Aug 15 2011      Issue: Installment Loans

    PENDING: This bill would have created a joint study commission on consumer finance loans under $3000. It is eligible for consideration in the 2012 session.

  • HB 810 Consumer Finance Act Amendments
    Published: Aug 15 2011      Issue: Installment Loans

    PENDING: This bill would have significantly increased the rates, fees and size of consumer installment loans in NC. This bill passed the House and will be eligible for consideration in the 2012...

  • Summary of HB 810, Consumer Finance Act Amendments
    Published: May 27 2011      Issue: Financial Literacy

    The Consumer Finance Act lets non-bank lenders make small loans of $10,000 or less. The current law creates two tiers of lenders: “53-173” lenders who can make loans up to $3000 and “53-176”...

  • Talking Points About Consumer Finance Lending
    Published: May 27 2011      Issue: Financial Literacy

    Why did we oppose HB 810, Consumer Finance Act Amendments? Find out with this analysis from the Center for Responsible Lending.

  • HB 810, CONSUMER FINANCE ACT AMENDMENTS DIES IN SENATE RULES COMMITTEE
    Published: May 25 2011      Issue: Financial Literacy

    The latest information on HB 810, a bill to raise the interest rate on small loans in North Carolina.

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