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Predatory lending costs Americans billions of dollars annually, through abusive subprime mortgage loans, payday loans, tax refund loans, and other lending scams. The North Carolina Coalition for Responsible Lending advocates for fair lending through equitable treatment of all borrowers.

Use the links below to educate yourself or find direct assistance.
 

Mortgage

Whether you are looking to buy your first home or are facing foreclosure, the following links will provide you with some tips and ways to reach out for help.

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Payday Loans

Payday loans trap millions of hard-working Americans every year, the following links will provide you with ways to avoid their debt trap and some other alternatives.

Get More Payday Lending Resources >>

Overdraft Loans

For many unsuspecting consumers, a simple candy bar can end up costing them more than $36. The following is a list of tips that can help you stay away from overdraft fees.

Get More Overdraft Loan Resources >>

Credit Cards

Credit cards have become the financial lifeline for many struggling families. The following is a list of tips and tools that can help you avoid being caught deeper debt.

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Other Consumer Loans

There are many other predatory loans that can threaten the wealth of hard-working families. The following is a list of tips and tools on how to avoid those predatory traps and where to reach out for help.

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