About Us Overview
The North Carolina Coalition for Responsible Lending is an organization committed to protecting homeownership and family wealth. The Coalition represents over 3 million
Key organizational members include:
Community Reinvestment Association of North Carolina
National Association of Social Workers – NC Chapter
North Carolina Council of Churches
North Carolina Housing Finance Agency
NC Institute for Minority Economic Development
NC Senior Citizen's Association
NC Senior Citizen's Federation
NC Association of Community Development Corporations
North Carolina Credit Union League
North Carolina Housing Coalition
The North Carolina Coalition for Responsible Lending is an alliance of financial institutions and other North Carolinians dedicated to the following principles of responsible lending:
- Borrower Choice: Borrowers must not be trapped in a bad loan because of predatory lending practices, up-front charges, or penalties for repaying a loan.
- Fees and Refinancings: High loan fees and refinancings must not strip family wealth or home equity, or cause homeowners to lose their homes.
- Disclosure: All brokers and lenders must fully disclose up-front all fees and compensation.
- Competition: Loan markets must remain flexible and competitive enough to keep capital flowing to people in need and able to repay.
- Enforcement: The agencies responsible for regulating and protecting NC consumers must have the resources, authority and mandate to protect all North Carolinians.


