Research & Analysis
HIGHLIGHT
Back in 2001, we estimated that predatory mortgage lending cost consumers $9.1 billion every year. Since then, the market for subprime home loans surged, then exploded, and it has become painfully clear that the total cost of bad lending practices is almost incalculable. Still, we keep trying. In recent years our research has focused on topics such as trends in the subprime market, racial disparities in lending, and an assessment of predatory lending laws in the states. Visit us often to stay up-to-date on our latest findings, including periodic assessments of reports issued by lenders and regulatory agencies.
- Steered Wrong: Brokers, Borrowers, and Subprime Loans
April 8, 2008Research report on higher cost broker loans vs. retail lenders
- Court-supervised modifications would make large-scale foreclosure prevention possible
March 7, 2008CRL supports court-supervised loan modifications
- Impact of and Reactions to Proposed Regulation Z Revisions
March 5, 2008 - Consumer Protection in Financial Services: Subprime Lending
February 28, 2008 - The Subprime Mortgage Crisis and America’s Veteran
February 28, 2008 - S 2636 Foreclosure Prevention Act of 2008
February 27, 2008Urges use of loan modifications
- State-by-state analyses of subprime losses
February 21, 2008State-by-state analyses of subprime losses
- Voluntary Loan Modifications Fall Short
January 28, 2008Issues with Voluntary Loan Modifications
- HR 3609 - Compromise Bill Permitting Court-Supervised Loan Modifications Would Save 600,000 Homes
January 18, 2008Report urges court-supervised loan modifications
- Analysis of HR 3609 Compromise Bill
January 10, 2008Overview of HR 3609 - Summary of Compromise Bill: Permitting Judicial Modification of Home Loans as Alternative to Foreclosure
