Research & Analysis
HIGHLIGHT
Back in 2001, we estimated that predatory mortgage lending cost consumers $9.1 billion every year. Since then, the market for subprime home loans surged, then exploded, and it has become painfully clear that the total cost of bad lending practices is almost incalculable. Still, we keep trying. In recent years our research has focused on topics such as trends in the subprime market, racial disparities in lending, and an assessment of predatory lending laws in the states. Visit us often to stay up-to-date on our latest findings, including periodic assessments of reports issued by lenders and regulatory agencies.
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- Comment: RESPA Proposed Rule to Simplify and Improve the Process of Obtaining Mortgages to Reduce Consumer Settlement Costs
June 12, 2008Comments of the Center for Responsible Lending on RESPA Proposed Rule to Simplify and Improve the Process of Obtaining Mortgages to Reduce Consumer Settlement Costs
- RESPA and its Impact on Small Business
May 22, 2008 - Protect States’ Rights to Prevent Foreclosures
May 7, 2008Note urges support of the Miller-LaTourette amendment which urges compliance with state consumer protection laws
- Improving Consumer Protections in Subprime Home Lending
April 29, 2008 - H.R. 5679: The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008
April 16, 2008Testimony of Julia Gordon before the U.S. House of Representatives Committee on Financial Services Subcommittee on Housing and Community Opportunity
