Research & Analysis
HIGHLIGHT
Back in 2001, we estimated that predatory mortgage lending cost consumers $9.1 billion every year. Since then, the market for subprime home loans surged, then exploded, and it has become painfully clear that the total cost of bad lending practices is almost incalculable. Still, we keep trying. In recent years our research has focused on topics such as trends in the subprime market, racial disparities in lending, and an assessment of predatory lending laws in the states. Visit us often to stay up-to-date on our latest findings, including periodic assessments of reports issued by lenders and regulatory agencies.
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- The Problem with the Paulson Bailout Plan
September 23, 2008Appeal to consumers to urge Congress to support judicial loan modifications
- Updated Projections of Subprime Foreclosures in the United States and Their Impact on Home Values and Communities
September 23, 2008Updated Projections of Subprime Foreclosures in the United States and Their Impact on Home Values and Communities
- Judicial Modification of Loans Would Save 600,000 Homes: Purchase of Securities Will Save None
September 20, 2008Simply owning securities gives the government no right greater than they currently hold to help borrowers stay in their homes.
- Federal Ownership of Troubled Securities Alone Will Not Stop Foreclosures that Drag Down the Economy
September 20, 2008Allowing the Federal government to purchase illiquid mortgage-backed securities (MBS) will not work. Large-scale loan modifications —adjusting the terms of a loan to make it affordable—is the best solution to prevent more foreclosures
- HUD’s Proposed RESPA Rule
September 16, 2008CRL applauds HUD for looking at RESPA reform
