Research & Analysis
HIGHLIGHT
Back in 2001, we estimated that predatory mortgage lending cost consumers $9.1 billion every year. Since then, the market for subprime home loans surged, then exploded, and it has become painfully clear that the total cost of bad lending practices is almost incalculable. Still, we keep trying. In recent years our research has focused on topics such as trends in the subprime market, racial disparities in lending, and an assessment of predatory lending laws in the states. Visit us often to stay up-to-date on our latest findings, including periodic assessments of reports issued by lenders and regulatory agencies.
Search Mortgage Research & Analysis
Browse Mortgage Research & Analysis
- Government Did Not Require Reckless Lending
October 22, 2008Contains list of sources that discuss how Wall Street initiated most of the reckless lending and Washington failed to stop them
- Briefing on the Mortgage Crisis and Its Impact on the Economy
October 22, 2008Ellen Harnick advocates for court-supervised loan modifications through the bankruptcy courts
- Turmoil in the U.S. Credit Markets: The Genesis of the Current Economic Crisis
October 16, 2008Urges effective policies to maximize number of families who stay in their homes. Urges Treasury and Congress to support loan modifications
- CRA is not to Blame for the Mortgage Meltdown
October 3, 2008CRA has not forced lenders to make risky loans to low and moderate families and to communities of color. CRA has led to affordable, sustainable loans in underserved communities.
- Bailout: Government's Power to Modify Loans Limited
September 24, 2008MBS holders have no right to control how the trust manages mortgages, limiting Government's power to modify loans
