Research & Analysis
HIGHLIGHT
Back in 2001, we estimated that predatory mortgage lending cost consumers $9.1 billion every year. Since then, the market for subprime home loans surged, then exploded, and it has become painfully clear that the total cost of bad lending practices is almost incalculable. Still, we keep trying. In recent years our research has focused on topics such as trends in the subprime market, racial disparities in lending, and an assessment of predatory lending laws in the states. Visit us often to stay up-to-date on our latest findings, including periodic assessments of reports issued by lenders and regulatory agencies.
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- CRL’s Summary of Credit Suisse Findings on Bankruptcy Reform
January 29, 2009Excerpts from Credit Suisse report which discussed bankruptcy reform
- A Tax-Free Foreclosure Solution: Loan Mods Through the Courts
January 28, 2009Report advocates use of Court-supervised loan modifications without using public funds in order to preserve home values and provide fair terms to lenders
- Key Tool for Stabilizing the Housing Market
January 23, 2009Report advocates the use of court-supervised loan modifications in bankruptcy
- Reducing Foreclosures without Cost to Taxpayers
January 23, 2009Overview and endorsement of The Helping Families Save Their Homes in Bankruptcy Act of 2009 (S 61 and HR 200)
- Priorities for the Next Administration: Use of TARP Funds under EESA
January 13, 2009Michael D. Calhoun, President, CRL
