Research & Analysis
Back in 2001, we estimated that predatory mortgage lending cost consumers $9.1 billion every year. Since then, the market for subprime home loans surged, then exploded, and it has become painfully clear that the total cost of bad lending practices is almost incalculable. Still, we keep trying. In recent years our research has focused on topics such as trends in the subprime market, racial disparities in lending, and an assessment of predatory lending laws in the states. Visit us often to stay up-to-date on our latest findings, including periodic assessments of reports issued by lenders and regulatory agencies.
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Browse Mortgage Research & Analysis
- Mortgage Lending Reform: A Comprehensive Review of the American Mortgage System
March 11, 2009
Comprehensive testimony detailing the current state of the mortgage system, the reasons it is broken, and the steps and tools needed to stem the massive growth of foreclosures.
- Massachusetts Fights "Exploding" Subprime Mortgages
February 26, 2009
CRL applauds Massachusetts AG for using consumer protection laws, specifically the unfair or deceptive acts or practices (UDAP) law, to stop foreclosures on unfair subprime loans
- Highlights of the New Housing Plan
February 20, 2009
Highlights of President Obama's plan to address the housing crisis
- Promoting Bank Liquidity and Lending Through Deposit Insurance, The HOPE for Homeowners Program, And Other Enhancements
February 3, 2009
Testimony re: H.R. 703, a bill to promote bank liquidity and lending through deposit insurance, the HOPE for Homeowners program, and other enhancements.
- Common-Sense Solutions for Saving Homes and Communities
January 30, 2009
CRL proposes four policy recommendations that focus on removing obstacles that prevent systematic, sustainable loan modifications