States
HIGHLIGHT
During the subprime frenzy, many states moved ahead to pass stronger lending protections as the federal government dragged its feet. The states have led the way in closing loopholes in federal laws and weeding out abusive loan terms, such as excessive fees and prepayment penalties. The Center for Responsible Lending continues to work with partners and allies in many states to stop foreclosures and help ensure more responsible lending in the future.
Search Mortgage Lending - Policy & Legislation - States
Browse Mortgage Lending - Policy & Legislation - States
- State & Local Foreclosure Prevention Policy Options
November 21, 2008Report summarizes state and local policy options for reducing foreclosures
- The Mortgage Crisis Today: How Far Have We Come and Where Do We Need to Go?
August 4, 2008Overview of subprime and alternative lending market with focus on California
- Protect States’ Rights to Prevent Foreclosures
May 7, 2008Note urges support of the Miller-LaTourette amendment which urges compliance with state consumer protection laws
- Impact of and Reactions to Proposed Regulation Z Revisions
March 5, 2008 - Federal Preemption Favors Predatory Lending
November 2, 2007CRL is opposed to Federal preemption of state consumer protection laws as it is unnecessary and harmful to homeowners
