States

Print this    
HIGHLIGHT

During the subprime frenzy, many states moved ahead to pass stronger lending protections as the federal government dragged its feet. The states have led the way in closing loopholes in federal laws and weeding out abusive loan terms, such as excessive fees and prepayment penalties. The Center for Responsible Lending continues to work with partners and allies in many states to stop foreclosures and help ensure more responsible lending in the future.

 

Search Mortgage Lending - Policy & Legislation - States
Loading
Browse Mortgage Lending - Policy & Legislation - States
Items 1 - 5 of 18  1234Next
  • Closing the Gaps: What States Should Do to Protect Homeowners From Foreclosure
    April 8, 2013

    This brief urges state actions to prevent avoidable foreclosures with a Homeowner Bill of Rights

  • State Actions Still Needed to Prevent Unnecessary Foreclosures
    March 4, 2013

    States are in a strong position to prevent unnecessary foreclosures, stabilize local housing markets and protect homeowners from mortgage servicing abuses. Through practical enhancements to the standards set by the Consumer Financial Protection Bureau (CFPB) and California’s Homeowner Bill of Rights, states can help borrowers get full and fair consideration for loan modifications before losing their homes to foreclosure.

  • Summary of National Mortgage Settlement
    March 14, 2012

    Forty-nine state attorneys generals and two government agencies have reached a $25 billion agreement with the nation's five largest mortgage servicers to address mortgage loan servicing and foreclosure abuses. Here we provide a quick-reference summary of the terms of this agreement.

  • National mortgage Settlement is a game-changer
    February 17, 2012

    A lawsuit highlights possible foreclosure fraud, as loan servicing employees admit they don’t actually review foreclosure documents; instead they do "robo-signing.

  • Coalition Urges Strong Servicing Settlement that Holds Banks Accountable
    August 24, 2011

    As state Attorneys General wrap up their robo-signing investigation, CRL joins Americans for Financial Reform in urging AGs to produce a strong settlement for homeowners that prevents unnecessary foreclosures and keeps the door open for more legal remedies in the future.

Items 1 - 5 of 18  1234Next