States
HIGHLIGHT
During the subprime frenzy, many states moved ahead to pass stronger lending protections as the federal government dragged its feet. The states have led the way in closing loopholes in federal laws and weeding out abusive loan terms, such as excessive fees and prepayment penalties. The Center for Responsible Lending continues to work with partners and allies in many states to stop foreclosures and help ensure more responsible lending in the future.
- Allowing National Banks to Ignore State Lending Laws Encouraged Risky Lending
October 16, 2009 - State Attorneys General Call For The Creation of CFPA
August 17, 2009 - State attorneys general can punish federally chartered banks for violating state laws
March 4, 2009 - Massachusetts Fights "Exploding" Subprime Mortgages
February 26, 2009 - State & Local Foreclosure Prevention Policy Options
November 21, 2008 - The Mortgage Crisis Today: How Far Have We Come and Where Do We Need to Go?
August 4, 2008 - Protect States’ Rights to Prevent Foreclosures
May 7, 2008 - Impact of and Reactions to Proposed Regulation Z Revisions
March 5, 2008 - Federal Preemption Favors Predatory Lending
November 2, 2007 - Brief: Owners, Lenders Flourish Under State Anti-Predatory Lending Laws
March 1, 2006
