Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
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- Testimony on Regulatory Reforms to the Community Reinvestment Act
September 9, 2010
Ellen Harnick testifies in a joint public hearing held in Atlanta, GA regarding regulatory reforms to the Community Reinvestment Act.
- Consumer Financial Protection Bureau--Overview of Key Provisions
September 1, 2010
Overview of CFPB describes its structure, funding, duties and how it will work with the states to enforce consumer protections.
- Eliminating Systematic Charges on Home Loans: Fed Rules on Yield Spread Premiums
August 19, 2010
Fed issues final rules on yield spread premiums.
- Comments to the Federal Housing Administration on Risk Management Initiatives
August 16, 2010
CRL's comments to the FHA on ensuring access to credit for low-wealth and minority borrowers as the agency considers risk management initiatives.
- Financial Regulatory Reform: The Consumer Financial Protection Bureau & Key Mortgage Provisions
August 14, 2010
Presentation on key provisions of the Dodd-Frank financial reform law, relating to the Consumer Financial Protection Bureau and mortgage lending