Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
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- Comparing Dual Track Foreclosure Restrictions
Published: Jun 13 2013 Issue: Mortgage Lending
CRL compares the dual track foreclosure restrictions and requirements in the National Mortgage Settlement, the California Homeowner Bill of Rights and related rules from the Consumer Financial...
- CRL Comment to CFPB on Amendments to 2013 Mortgage Rule
Published: Jun 3 2013 Issue: Mortgage Lending
- Consumer Advocates Urge FHFA to Curb Lender-Placed Insurance Problems
Published: May 28 2013 Issue: Mortgage Lending
In this comment to the Federal Housing Finance Agency (FHFA), CRL and seven allies comment on proposed practice limitations and broader recommendations regarding lender-placed insurance (LPI)....
- Consumer Advocates Urge HAMP Extension
Published: Mar 26 2013 Issue: Mortgage Lending
National and statewide consumer groups are urging that the Home Affordable Modification Program (HAMP) be extended, citing success in foreclosure prevention and modification.
- Analysis of the Report of the Monitor of the National Mortgage Settlement
Published: Mar 20 2013 Issue: Mortgage Lending
CRL's analysis of "Ongoing Implementation",a report on 2012 efforts under the National Mortgage Settlement to halt foreclosures through loan modifications, and other assistance.