Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
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- Home Ownership and Equity Protection Act (HOEPA) Public Hearing
June 14, 2007
Statement of Martin Eakes Before the Federal Reserve Board On Home Ownership and Equity Protection Act
- Comment: Proposed Interagency Statement on Subprime Mortgage Lending
May 7, 2007
The Center for Responsible Lending submits the following comments on the proposed Interagency Statement on Subprime Mortgage Lending.
- Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks
February 7, 2007
Comments on the North Carolina Commissioner of Banks' Proposed Guidance on Non-Traditional Mortgage Risks
- CRL Comment on Federal Reserve Analysis of Home Mortgage Disclosure Act Data
October 9, 2006
Debbie Bocian's comment on the Fed's analysis of 2005 HMDA data.
- CRL Comment on OCC Working Paper #2006-1, "Foreclosures of Subprime Mortgages in Chicago"
September 15, 2006
CRL disputes the findings of an OCC study of subprime mortgage foreclosures in Chicago