Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
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- Consumer Financial Protection Agency (Additional Resources)
Published: Mar 1 2010 Issue: Consumer Financial Protection Bureau, Mortgage Lending
Financial Reform: Learn more about the CFPB/CFPA and other efforts to reform the financial system.
- Federal Reserve Should Ban Mortgage Kickbacks
Published: Dec 24 2009 Issue: Mortgage Lending
In a comment letter to the Federal Reserve Board, CRL recommends strengthening proposed rules to ban routine kickbacks on home loans that already have cost Americans billions of dollars.
- Consumer Financial Protection Agency Could Have Stopped Abuses that Plague Americans Today
Published: Oct 23 2009 Issue: Auto Financing, Car Title Loans, Consumer Financial Protection Bureau, Credit Cards, Mortgage Lending, Overdraft Loans, Payday Loans
CRL shares stories of everyday people affected by financial abuse and emphasizes the need for the Consumer Financial Protection Agency to ensure that they and others are protected from such abuses...
- CRL supports a strong, non-preemptive Consumer Financial Protection Agency
Published: Oct 19 2009 Issue: Auto Financing, Consumer Financial Protection Bureau, Credit Cards, Mortgage Lending, Overdraft Loans
CRL letter to Members of House Financial Services Committee outlining support and opposition to various CFPA amendments on states' rights, credit-related insurance, and carve outs for credit unions...
- Brief Overview of the Consumer Financial Protection Agency
Published: Sep 15 2009 Issue: Consumer Financial Protection Bureau
A brief overview of how the Consumer Financial Protection Agency would ensure that banking is safe for all Americans.