Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
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- Brief Overview of the Consumer Financial Protection Agency
September 15, 2009
A brief overview of how the Consumer Financial Protection Agency would ensure that banking is safe for all Americans.
- Consumer Financial Protection Agency: Myths versus Reality
August 13, 2009
- Neglect and Inaction: An Analysis of Federal Banking Regulators’ Failure to Enforce Consumer Protections
July 13, 2009
The failure of the bank regulators to protect consumers is a systematic problem that has stretched over at least several decades.
- Regulatory Restructuring: Enhancing Consumer Financial Products Regulation
June 24, 2009
Kathleen Keest, Senior Policy Counsel at CRL, testified before the House Financial Services Committee on CRL's support for a strong, state-of-the-art consumer protection agency for financial products -- provided that the agency is independent of the companies it regulates, and fully transparent and accountable to the public.
- Overview of the Obama Administration’s Proposed Consumer Financial Protection Agency
June 24, 2009
This summary focuses only on the consumer protection component of the Obama Administration’s Financial Regulatory Reform proposal.