Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
Search Mortgage Lending - Policy & Legislation - Regulators
Browse Mortgage Lending - Policy & Legislation - Regulators
- Comments to the Federal Housing Administration on Risk Management Initiatives
August 16, 2010
CRL's comments to the FHA on ensuring access to credit for low-wealth and minority borrowers as the agency considers risk management initiatives.
- Financial Regulatory Reform: The Consumer Financial Protection Bureau & Key Mortgage Provisions
August 14, 2010
Presentation on key provisions of the Dodd-Frank financial reform law, relating to the Consumer Financial Protection Bureau and mortgage lending
- Myths vs. Facts about the Consumer Financial Protection Bureau
April 23, 2010
The Consumer Financial Protection Bureau would actually reduce regulatory burden while increasing safety and soundness and making loans more affordable.
- Comments to the Federal Trade Commission on Mortgage Assistance Relief
March 30, 2010
The need for mortgage relief continues to grow, but too often companies that promise mortgage assistance relief services (MARS) turn out to be scammers. CRL and its allies recently submitted comments to the Federal Trade Commission, which is considering tighter rules to ensure that people who pay for mortgage assistance actually have a fair chance of receiving help.
- Comparison of Consumer Financial Protection Agency Bills
March 18, 2010
How Does Dodd’s Latest Financial Reform Bill Measure Up On Consumer Protection? Comparison of Senate, House, and Administration CFPA Bills from Think Progress: http://wonkroom.thinkprogress.org/2010/03/15/cfpa-chart/.