Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
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- Comments to the Federal Housing Administration on Risk Management Initiatives
Published: Aug 16 2010 Issue: Mortgage Lending
CRL's comments to the FHA on ensuring access to credit for low-wealth and minority borrowers as the agency considers risk management initiatives.
- Financial Regulatory Reform: The Consumer Financial Protection Bureau & Key Mortgage Provisions
Published: Aug 14 2010 Issue: CFPB, Mortgage Lending
Presentation on key provisions of the Dodd-Frank financial reform law, relating to the Consumer Financial Protection Bureau and mortgage lending
- Myths vs. Facts about the Consumer Financial Protection Bureau
Published: Apr 23 2010 Issue: CFPB
The Consumer Financial Protection Bureau would actually reduce regulatory burden while increasing safety and soundness and making loans more affordable.
- Comments to the Federal Trade Commission on Mortgage Assistance Relief
Published: Mar 30 2010 Issue: Mortgage Lending
The need for mortgage relief continues to grow, but too often companies that promise mortgage assistance relief services (MARS) turn out to be scammers. CRL and its allies recently submitted...
- Comparison of Consumer Financial Protection Agency Bills
Published: Mar 18 2010 Issue: CFPB
How Does Dodd’s Latest Financial Reform Bill Measure Up On Consumer Protection? Comparison of Senate, House, and Administration CFPA Bills from Think Progress:...