Today's housing crisis was made possible by weak rules and poor enforcement. As policymakers consider regulatory reform, we focus on three broad goals: stronger rules to restore common sense standards; preserving the states' ability to protect its citizens from predatory lending; and more disclosure and transparency among lenders.
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- Civil Rights Groups to Federal Regulators: We Support Aligning Mortgage Rules and Oppose Down Payment Requirements
October 31, 2013
A host of civil rights and fair housing groups joined with CRL in submitting comments to federal financial regulators and HUD.
- Fixing What Went Wrong and Building on What Works in Housing Finance
October 17, 2013
CRL proposes housing policy reforms for the GSEs.
- Civil Rights Leaders on Mortgages: Preserve Access and Low Down Payments
September 12, 2013
- Consumer Financial Protection Bureau Offers Four Paths to Qualified Mortgage Status
September 11, 2013
An overview of the Qualified Mortgage (QM) definition.
- CRL to Regulators: Align Qualified Mortgage (QM) and Qualified Residential Mortgage (QRM) Rules
June 28, 2013
As regulators move to define Qualified Residential Mortgages (QRMs), CRL urges the same standard that CFPB defined for Qualified Mortgages (QM).