Lender illegally foreclosed on a Virginia couple after they entered into a loan modification

Published: May 26, 2009

Circuit Court of Fairfax County, Virginia, , No. 2009-7662
Issue: Mortgage Lending
Complaint, filed May 26, 2009

Download the full brief (PDF)

CRL's complaint on behalf of the plaintiffs in Rosa v. Federal Home Loan Mortgage Co. CRL, co-counseling with Legal Services of Northern Virginia, represents a couple in Fairfax County, Virginia who allege they signed a loan modification offer mailed by their lender and made all the payments the modification required. Nevertheless, their lender auctioned their home at a foreclosure sale and served them with an eviction notice. The case, which alleges the lender breached its contract with the homeowners, committed fraud, engaged in inequitable conduct that voided the foreclosure sale, and committed violated various common-law torts, was filed in Fairfax County Circuit Court and removed to the U.S. District Court.