Mortgage Lending Overview

The Demographics of a Crisis
New research reveals disturbing disparities in how foreclosures affect homeowners in communities of color.Until recently, mortgages were almost always a good thing for families. But when the aggressive marketing of reckless loans became routine in the subprime market, too many mortgages became destructive, both for vulnerable communities and the entire economy. CRL conducts mortgage research, monitors foreclosure trends, and advocates for stronger policies to help strengthen the mortgage market and encourage fair and sustainable home loans.
Quick Links
Dreams Deferred: Report on California Foreclosures
Foreclosures: How has your state fared in the financial crisis?
Snapshot of a Foreclosure Crisis - 15 Fast Facts
What Caused the Financial Crisis? Bankers Confess
CRL Testimony: Responding to the Foreclosure Crisis


