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Press Releases

March 16, 2018
OAKLAND, CALIF. – Washington Governor Jay Inslee signed the Washington Student Education Loan Bill of Rights into law yesterday, which will provide strong protections for the more than 730,000 student loan borrowers in the state carrying $22.9 billion in student loan debt. The law will establish a Student Loan Advocate to review complaints, and will authorize the state to license student loan servicers so they can ensure compliance with state and federal requirements and prevent mistreatment such as misappropriating payments or making false reports to credit bureaus. "We commend Governor...
March 9, 2018
WASHINGTON, D.C. – On Monday, March 12, the Federal Register will include an interpretation by the Department of Education that state-level student loan servicing laws are preempted by Federal law. While the Department purports to affect loans made under Title IV of the Higher Education Act, this interpretation has no legal effect on state laws. The non-binding memo asserts that state consumer protection statutes “undermine” federal regulator requirements. Citing a recent Massachusetts case, Massachusetts v. Pennsylvania Higher Education Assistance Agency, as an example of improper actions...
February 26, 2018
WASHINGTON, DC - A recent Bloomberg news article is reporting that the U.S. Department of Education may issue a proposal that would prohibit state law from regulating servicers and student loan debt collectors. Such a move would be an aggressive form of preemption of state laws by the Trump Administration and Education Secretary Betsy DeVos. An alternative view held by 26 state attorneys general (AGs) was also shared last fall with Secretary DeVos, that clarified the rights of states to enforce their own laws, along with federal statutes, like the Higher Education Act, that narrowly limit...
January 12, 2018
WASHINGTON, D.C. - From January 8-11, the U.S. Department of Education (DOE) hosted the second of three negotiated rulemaking sessions on its Borrower Defense to Repayment Rule. The Center for Responsible Lending (CRL) and other advocates are working with DOE officials to strike an agreement to protect students defrauded by their schools. “We remain concerned that the outcome of this process will be a rule that further insulates bad institutional actors from accountability and effectively denies relief to many defrauded students,” said CRL Counsel Ashley Harrington, who is currently one of...
December 13, 2017
Bill to dismantle higher education opportunity passes committee after late night vote and without bipartisan support WASHINGTON, D.C. – Today, shortly after midnight, the House Committee on Education and the Workforce passed the PROSPER Act, a bill to eliminate important programs and safeguards that make higher education accessible and affordable for low-income students. The bill was approved without bipartisan support after a daylong debate and markup procedure where Chairwoman Virginia Foxx (R-N.C.) and other sponsors of the legislation summarily denied nearly all 40 amendments submitted...
December 11, 2017
Interactive Map and Fact Sheets Break Down Numbers DURHAM, N.C. – The Center for Responsible Lending (CRL) released, “The State of For-Profit Colleges” today, featuring an interactive map that enumerates for-profit colleges by state and fact sheets that indicate, in most states, the disproportionate harms on low-income families, communities of color and women. With certain exceptions, the scroll-over map shows for each state: Total undergraduate enrollment at all higher education institutions, Total undergraduate enrollment at all for-profit colleges, and The three largest for...
December 1, 2017
WASHINGTON, D.C. - The House Committee on Education and the Workforce is expected to begin deliberations next week on a proposal for reauthorization of the Higher Education Act of 1965. The prior reauthorization expired in 2013 and was extended.  The Congressional Budget Office is also expected to score the bill over the next few days.   In an initial review of the major changes in the legislation, Ashley Harrington, a policy counsel with the Center for Responsible Lending made the following statement:  The proposed legislation is yet another boost for the private...
November 30, 2017
OAKLAND, CALIF. –  On November 29, California Attorney General Xavier Becerra sued Ashford University, a for-profit and online college based in San Diego. The suit alleges that Ashford made false promises and provided false information to boost enrollment.  Illegal debt collection practices and misleading information given to investors and the Securities and Exchange Commission are also alleged.  In response, Graciela Aponte-Diaz, Center for Responsible Lending’s California Policy Director made the following statement: Once again, a for-profit college is...
November 30, 2017
Negotiated rule making process will include various education and consumer advocates from across the country. *Advisory for Monday, Dec 4 to Thursday, Dec 7, 2017* WASHINGTON, D.C. – On Monday, December 4, 2017, at approximately 9 a.m. ET the Center for Responsible Lending (CRL) along with various advocacy organizations including the Maryland Consumer Rights Center, will participate in the U.S. Department of Education’s (DOE) negotiated rulemaking process on the Gainful Employment (GE) Rule. This will be the second of two negotiated rulemakings where CRL is representing...
November 10, 2017
Advisory for Monday, Nov. 13 to Wednesday, Nov. 15, 2017 Negotiated rule making process will include various education and consumer advocates from across the country. WASHINGTON, D.C. – On Monday, November 13, 2017, at approximately 9 a.m. ET the Center for Responsible Lending (CRL) along with various advocacy organizations including Consumers Union will participate in the U.S. Department of Education’s (DOE) negotiated rulemaking process on the Borrower Defense to Repayment Rule. This will be one of three meetings where CRL and other participants will gather with DOE officials to...

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