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Low Down Payments Not Always Risky

Tuesday, September 25, 2012
Nikitra Bailey | Politico
Nikitra Bailey

Just as we are beginning to see signs of recovery in housing, federal regulators are considering a policy that could threaten economic progress and financial opportunities for middle-class families. This policy would require a 10 percent or other minimum down payment on home loans before the federal government will label them “safe” as “qualified residential mortgages.”