Center for Straight Answers

Here are all the straight answers regarding us and our work.  If you can't find what you are looking for, please feel free to use the search box to find the right answer.  Do not forget to help us stay one step ahead of predatory lenders and their lobbyists by using the tip-line to alert us to their new attacks and schemes.


 

  • 1st Way to Avoid a Predatory Loan - Don't Read Payday Lender Press Releases
    July 31, 2012
    A payday lender recently issued a press release on "12 Ways to Avoid a Predatory Loan," using CRL's name as bait.

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  • When Wikis Go Wrong
    August 8, 2011
    Wikis are websites where users collaborate to publish content. They have become increasingly popular as many people search online for quality (and hopefully unbiased) information. But articles on one wiki claim CRL is pro-payday lending (wrong) , and link directly to ads for online payday loans (yuck).

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  • Cash USA Gets Key Facts Wrong
    September 21, 2010
    A recent Cash USA press release complains about protests sparked by the National People's Action report "Predators' Creditors", which outlines how banks are providing billions of dollars in support to payday lenders. The company then throws in some old--and bogus--attacks on CRL.

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  • Payday Lenders and D.C. Influence-Peddlers
    March 23, 2010
    Talking Points Memo describes how payday lenders have spent millions on "lobbying and developing a network of websites and other PR tools to promote its interests and attack its critics" - including CRL.

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  • As CFPA bill goes up for debate, attacks on CRL escalate
    March 15, 2010
    We're not surprised that BigGovernment.org has tried to attack CRL this week - using the same tired and unfounded arguments the payday lenders have tried unsuccessfully to peddle to the press for years. (Quelle surprise - the editor of BigGovernment.org is also the head of the Consumers Rights League, a fake grassroots group set up by the payday lenders to attack CRL and other organizations.

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  • New attack on CRL is same old story--and still wrong
    November 23, 2009
    The Consumers Rights League is a fake grassroots group that has operated under the wing of various D.C. lobbying and public relations firms. Now they are attacking the accuracy of CRL lobbying reports, although their "complaint" merely repeats discredited claims about CRL donors and inaccurately alleges other "violations" where CRL has in fact complied with lobbying laws.

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  • PR Exec Says Front Groups "Don't Pass the Smell Test"
    September 29, 2009
    At a 2008 conference of the Financial Service Centers of America (FISCA), the payday lending industry described how it was using "guerilla blogging" to get its messages out. But Michael Cherenson, CEO of the Public Relations Social of America, recently said that an "intentional failure to clearly reveal the source of message contents is unethical."

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  • Dr. Evil's Payday
    September 2, 2009
    This article by Daniel Schulman of the nonprofit news organization Mother Jones explores the links between the payday lending industry and some of the front groups created by Berman and Company.

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  • How To Identify Astroturfers And Front Groups
    September 1, 2009
    This blog post by The Consumerist has some tips and links to help consumers identify “astroturf” organizations and front groups pushing for industry-sponsored agendas.

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  • Some Folks Have WAY Too Much Time on Their Hands
    June 30, 2009
    Payday lenders and their PR machine have been busy lately trying to tarnish CRL’s image by issuing fake news releases in our name, complete with bogus quotes from non-existent employees. Sorry payday folks, but we haven’t had time to respond to your PR make-believe—we’re too busy working on REAL solutions to help people and avoid another taxpayer-funded bailout of irresponsible lenders. You know, things like credit card reform, more consumer protections on financial products, a 36% rate cap on short-term loans, and ways to help families avoid foreclosure.

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