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State of Lending in America
The report outlines predatory lending practices in various fields of consumer lending, and explains why protecting fair, affordable access to credit is vital for both consumers and the U.S. economy.

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How "payday" lenders pull off crippling rates (CBS News Video)

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How 476% interest is still 'legal' on a $250 loan

A joint investigative report by CBS Evening News and the Center for Public Integrity found that at least 30 online payday lenders evade state rate caps enacted by 17 states. By affiliating with Native American tribes, online payday lenders take advantage of tribal sovereign rights.